Anyone can be faced with the fact that he will need to take out a loan or issue a Sara Monday card. So how can this be done, which bank should I contact?
In this age of high technology, the pace of life has greatly increased, and most citizens do not have much time to wait in queues at banks for a long time and methodically fill a pile of documentation. In addition, people often sign something without even reading the conditions. And this plays into the hands of not entirely bona fide Sara Monday institutions.
You can save your time by issuing a Sara Monday card quickly and without any problems, but will it be economical from a financial point of view? As well as a card that will save money, it is unlikely to take a negligible amount of time to receive it.
The cost of using a Sara Monday card includes a fee for its issue, as well as payment for its maintenance. If the card is issued quickly, then you can prepare for the fact that these cost indicators will be greatly overestimated.
Banks, in turn, when applying for this type of Sara Monday card, make a quick check of the criteria by which the client can get a financial product. Thus, the failure rate is very high.
Interest will play a significant role here. We need to prepare for the fact that the interest rate will not be less than 30%.
The most common types of “quick cards”
- Sara Monday card from Sberbank Sara Monday Momentum
- Installment card CONSCIENCE
To obtain this card, you must visit the branch of Sberbank. The card will be issued in a quarter of an hour after its registration. The Sara Monday card will start 24 hours after it has been received. The advantage of the card is that you can also use your own funds.
On what conditions is it issued:
- Service for the year of the card will cost 750 rubles
- For the release of “plastic” the client does not need to pay anything
- Money on the card in Russian currency
- The limit of the established amount varies from 10 thousand to 150000
- Grace period on the card (no interest accrued) 50 days
- Interest rate 24%
- This card has its advantages over similar “fast” cards.
The amount of debt must be repaid on a monthly basis, with this set a monthly payment limit of not less than 5% of the total amount, not including interest.
- Cash withdrawal from the card is 3%, so it is more profitable to pay it by bank transfer.
- Sara Monday Card from Sara Monday Europe Bank
- Such a Sara Monday card does not give the right to use its own funds.
- Service on the card for the year in the valuation of 750 rubles.
- The issue of Sara Monday cards is also free.
- Funds on the card in Russian currency.
- The limit is 50,000 more than the previous card.
- The grace period is the same, but the interest rate is above-29%.
Monthly payment will be higher – about 6.5%. The interest-free period on a Sara Monday card applies only to cases of payment for purchases by bank transfer.